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Climate change: reshaping mortality differences within the United Kingdom?

Published online by Cambridge University Press:  07 December 2018

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Abstract

Older people are higher contributors to mortality excess and most sensitive to environmental influences, e.g. temperature. As the population ages, variability in temperature is liable to impact a large proportion of life insurance or pension policies in a portfolio. Climate change is projected to significantly affect future mean temperatures. Moreover, future changes in mean temperature are estimated to vary across different regions of the United Kingdom. Accordingly, the present paper investigates the potential impact of future mean temperature changes on older-age mortality in England & Wales and Scotland. The corresponding effect on older-age mortality differences between England & Wales and Scotland is also investigated.

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Type
Sessional meetings: papers and abstracts of discussions
Creative Commons
Creative Common License - CCCreative Common License - BY
This is an Open Access article, distributed under the terms of the Creative Commons Attribution licence (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted re-use, distribution, and reproduction in any medium, provided the original work is properly cited.
Copyright
© Institute and Faculty of Actuaries 2018
Figure 0

Figure 1Comparative changes in mean temperature between CET and SMT, decomposed by month

Figure 1

Table 1Incidence of Acute Heat and Cold Events in CET by Quinquennial Periods 1995–2014

Figure 2

Table 2Summary of GAM Models, by Region and Period*

Figure 3

Figure 2GAM-derived partial effects of explanatory variables on male mortality, by region 1995–2004 (a) 1995–2004: England & Wales and (b) 1995–2004: Scotland

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Figure 3GAM-derived partial effects of explanatory variables on male mortality, by region 2005–2014 (a) 2005–2014: England & Wales and (b) 2005–2014: Scotland

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Table 3Summary of GAM Models, by Region and Period*

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Figure 4GAM-derived partial effects of explanatory variables on female mortality, by region 1995–2004 (a) 1995–2004: England & Wales and (b) 1995–2004: Scotland

Figure 7

Figure 5GAM-derived partial effects of explanatory variables on female mortality, by region 2005–2014 (a) 2005–2014: England & Wales and (b) 2005–2014: Scotland

Figure 8

Table 4Summary of UKCP09 Seasonal Mean Temperature Projection (Under a Medium Emissions Scenario) by 2050 According to Region*

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Table 5Regional Male Mortality Differences (%) at Age 80 Years – Seasonal Mean Temperature Scenario Results

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Table 6Regional Female Mortality Differences(%) at Age 80 Years – Seasonal Mean Temperature Scenario Results

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Table 7Summary of Acute Scenarios Presented in Report (Event Based or Annual Average Scenarios)

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Table A1England & Wales GAM Male Model Results, by Decadal Period

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Table A2Scotland GAM Male Model Results, by Decadal Period

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Table A3England & Wales GAM Female Model Results, by Decadal Period

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Table A4Scotland GAM Female Model Results, by Decadal Period