Recent controlled experiments by Kachanov & Levchenko (1984) and others indicate that, during some slower kinds of transition to turbulence in boundary layers, three-dimensionality can come into play initially as a resonant-triad phenomenon, depending on the disturbance sizes present. The triad interaction, suggested theoretically in the boundary-layer context by Craik (1971) and others, is studied in the present work by means of multi-structured analysis for high characteristic Reynolds numbers. A finite-amplitude/relatively high-frequency approach leads rationally to the nonlinear triad equations, solutions for which are then obtained analytically and computationally in certain central cases of interest (temporal and spatial). The solutions have a rather chaotic spiky appearance as continual energy exchange develops between the two- and three-dimensional nonlinear modes, whose large-scale response seems governed by inviscid dynamics but subject to important, continual ‘rejuvenation’ from small- (fast-) scale viscous action in-between. The three-dimensional growth rate is thereby increased, but not the two-dimensional. Subsequently the disturbed flow enters a higher-amplitude regime similar to that studied in some related papers by the authors and co-workers. Comparisons with the experiments are very supportive of the theory (in the small and in the large), yielding both qualitative and quantitative agreement.