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This chapter examines state agency vis-à-vis digital government infrastructures. By tracing the socio-legal-technical infrastructure of Canada’s digital border, it attends to the relations, institutional practices, and technicalities (legal and technological) that constitute agencies of the state. It navigates the dual meaning of ‘agency,’ a term that evokes both the power of state actors and the boundaries of administrative agencies. Using a digital border encounter and its aftermath, this chapter shows how digital infrastructures simultaneously focus and disperse state agency. Through this process, members of the public are subjected to powerful forms of state action. State agents, meanwhile, become so multiple that they are difficult to identify or hold accountable using conventional legal methods. This chapter ultimately urges readers to take digital infrastructures and algorithmic violence seriously. It advocates for robust horizontal accountability strategies that are adaptable to the diffuse and networked phenomenon of digital governance at the border and beyond.
This article makes a case for why ethnomusicologists—not just those with specialised interests in archives, information management, and intellectual property law—need a serious conversation about open research. Drawing on examples of ethical, regulatory, and infrastructure challenges encountered in the UK-based Access Folk project, I suggest the necessity of dialogue that crosses fault lines about data ownership and control. Articulating a coherent disciplinary-level stance about what open research means in ethnomusicology is an essential step toward a more ethical research praxis, positioning us to confront twenty-first-century technical and regulatory challenges.
While international humanitarian law (IHL) serves as the legal framework regulating the conduct of hostilities in order to limit civilian harm in armed conflict, it does not necessarily prescribe how parties to conflict should implement their obligations in practice. Militaries must create frameworks and tools suitable to avoiding, or in any event minimizing, harm in their operations so that those making decisions about the use of lethal force can do so on the basis of informed judgements in a good-faith effort to comply with their legal obligations.
Informed by operational lessons and detailed studies illuminating repeating patterns of civilian harm, US civilian harm mitigation and response (CHMR) policy entails a significant effort to develop upstream capabilities and procedures to better mitigate civilian harm in military operations. Civilian harm risk in armed conflict cannot be reduced to zero, and there will never be a perfect information environment leading up to and during an armed conflict. However, the premise of CHMR is that patterns of harm are often knowable and foreseeable, as are the factors contributing to harm, and therefore some civilian harm can be avoided or at least minimized.
This article examines the key elements of CHMR, particularly how increasing and improving information on the civilian environment, projected risks to civilians and the impact of operations on civilians stands to aid in command decision-making and risk management. It also reflects on fundamental gaps in the formulation and implementation of the CHMR policy framework – notably, the lack of measures of performance and the failure to specifically connect CHMR capabilities to the fulfilment of IHL obligations in the conduct of hostilities. It closes with a discussion on tailoring CHMR to match the challenges of large-scale combat and multinational operations and offers potential approaches for national militaries to develop their own capabilities and procedures for effective CHMR.
A period of prolonged, stable economic inflation across much of the developed world arguably reduced the relative significance of inflation assumptions in the reserving process. This stability leant validity to one of the inherent assumptions of the Chain Ladder reserving method – that inflation in future years would mirror that observed historically. The effects of the COVID-19 pandemic on global supply chains resulted in a state of persistently high economic inflation hitherto unexperienced since the 1980s. This spike in turn sparked concerns around the adequacy of general insurance claim provisions (loss reserves) and the methods for their assessment amongst insurance boards and their regulators. In this paper, we explore a variety of methods for attempting to incorporate a more volatile and variable state of claims inflation in reserving. These methods are largely those discussed by regulators in response to the 2021 inflation spike. The key findings are the importance of explicitly considering the inflation inherent in a claim cohort; how it compares with views of future inflation; and revising both our views of the future and actual inflation, as observations become available. We further consider the impact of “imperfect knowledge” or parameter uncertainty with regard these inflation assumptions, when setting reserves.
Chapter 3 focuses on doing privacy by design for Clever Urban Computing systems, that is, interconnected physical sensors and AI-based data analytics embedded into buildings, streets, and wider-city infrastructures. Personal data is central to such systems, so accounting for privacy and data protection laws is critical. This chapter charts the emergence of Clever Urban Computing, from ‘smart cities’ towards AI urbanism. Examples show the problematic assumptions and problems underpinning many initiatives. ‘Smart buildings’ are analysed to foreground the longitudinal and infrastructural aspects of designing for privacy. Privacy by design and ‘data protection by design and default’ are analysed at length. Legal analysis concentrates on privacy as a value, alongside the EU General Data Protection Regulation (GDPR) and the EU Data Act 2023. New HCI-led approaches are proposed as examples of Accountable Design. This includes designing for consent through ‘consent trajectories’, developing a ‘privacy by participatory design’ approach, and user-centred data management. Empirical data from an expert interview presents why privacy is hard to design for.
Chapter 5 analyses how to design more trustworthy and safer Clever Biometric Computing systems, that is, sensor technologies that read and computationally interpret the human body using AI. The complex socio-technical histories around facial recognition technologies (FRT) and emotion recognition (ERT) are presented, as key examples of Clever Biometric Computing. Discussion focuses on why they are ethically, legally, and socio-technically problematic. The chapter then explores the EU policy landscape around trustworthy AI and the EU Artificial Intelligence Act (AIA). The AIA formal legal requirements for design of AI systems are comprehensively analysed, particularly the turn to design for regulating high-risk AI systems (HRAIS). Some requirements that are analysed include human oversight, fundamental rights impact assessments, data governance, record keeping, and transparency. Different examples are presented too, such as ERT for safety in cars, industrial workplaces, and law enforcement use of live FRT. Ways to overcome challenges of operationalising the HRAIS requirements from an Accountable Design perspective are a key part of this chapter.
The Federal Sentencing Guidelines for Organizations, enacted in 1991, specify a reduced fine for a corporation convicted of a regulatory offense if the corporation had an 'effective compliance and ethics program' at the time of the offense. Prior to their enactment, very few Fortune 500 companies had such programs; within a few years, they all did. This sudden growth points to a financial motive. After all, if compliance had been driven by ethics, these programs should have already been in place. Ethics of Risk Management highlights how corporate practice tends to focus on the firm's financial risks, leaving little to no role for ethical reflection. The book finds this financial approach to compliance lacking and brings ethical issues to the fore. Drawing on multiple case studies, it offers an alternative approach to compliance that tempers risk management with a nuanced jurisprudential view coupled with robust notions of the firm's political obligations.
This chapter reviews key guidelines, standards, and regulations related to AI at the time of writing. It provides practical and theoretical advice on how to build an effective AI governance framework in organizations by considering the plethora of different policies, stakeholders, and values.
Critical infrastructures are complex, interdependent systems on which our societies are reliant. A better understanding of these interdependencies is vital to improving their functioning and resilience. While various studies and surveys have been conducted, we aim to cast a new perspective by focusing on what Rinaldi et al. introduced in 2001, as “logical interdependencies” and their modeling and simulation considering the human factor, and by adopting a cross-area approach to guide future works through the identification of research directions and common design challenges, good practices.
This paper presents a design support framework that focuses on linking product design with risk management within the pharmaceutical packaging industry. The framework is intended for use by packaging designers and adopts a multi-user perspective to identify design requirements and integrate them into risk mitigation activities. It promotes safe and effective packaging through proactive design, reducing costly redesign measures. A preliminary version is presented which has been developed through studies with key industry stakeholders, including pharmaceutical packaging designers.
President Biden’s Executive Order 14110, ‘Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence’, set a comprehensive policy for the US government to address concerns arising from AI technologies aiming to harness them for the public good. Despite its revocation by the current administration, we argue that the work completed under this Executive Order remains highly relevant for AI governance in civil litigation and beyond. Its deliverables – such as the National Institute of Standards and Technology’s Generative Artificial Intelligence Profile – continue to serve as critical resources for courts, law and policymakers, the private sector, and state and local governments. As AI increasingly permeates civil litigation, legal practitioners and courts are turning to these resources to establish evidentiary standards, assess algorithmic accountability, and navigate ethical concerns surrounding AI use. In the absence of federal governance, the revoked Executive Order’s focus on risk management, civil rights, and adaptive oversight may influence state law, judicial reasoning, and corporate self-regulation, indirectly becoming foundational tools for AI’s responsible integration into justice and society.
This article integrates Triple-helix and institutional logics perspectives to diagnose how professional, market and state logics generate risks in university research, and how hybrid governance can mitigate them. Conceptually, it advances a cross-level risk analysis (individual, organizational, system) and a triple-temporal mitigation design that aligns short-term relational routines, mid-term interface infrastructures and long-term institutional and policy change. The synthesis extends existing work on selective coupling and institutional complexity by linking specific risk mechanisms to sequenced interventions. It further refines research on boundary organizations and intermediaries by positioning interface roles within system-level coordination, and clarifies how openness, sovereignty and mission pressures map across logics within responsible research and innovation and open-science agendas. Overall, the study offers a parsimonious and actionable framework for steering collaborative research under conditions of institutional plurality.
In this last substantive chapter, we finally make our proposal for a comprehensive climate policy framework. We discuss why we need to rethink climate policy urgently. Then, we cover the various areas in which climate policy needs to be redesigned, that is, technology policy, informing the public, regulating, reforming financial sector rules and rethinking public finance. We discuss the role of carbon taxes, where it can actually be useful, and finally discuss policy mixes for the zero-carbon transition. Then, we turn to risk management and resilience creation, the critical contribution of this book. We cannot head into a rapid zero-carbon transition with zero resilience; it would not end well. We discuss how to actually get out of a brown economy without a crash. We discuss economic capacity constraints, how to spread risk between stakeholders and how to ensure financial supervision. We discuss how spreading wealth creation equitably is the key to a successful zero-carbon transition.
The governance of Artificial Intelligence (AI) fundamentally depends on the implementation of risk management standards. Article 9 of the EU AI Act exemplifies this challenge, as it relies on indeterminate terms, such as “reasonably foreseeable risks” and “acceptability of risk”, to define the scope of the provision. This paper argues that such open risk management provisions require an economic framework in order to establish a coherent and innovation-friendly standard of care.
Drawing on the theoretical parallels between risk management and tort law, the analysis demonstrates the importance of cost-benefit and risk-utility models in transforming ambiguous legal standards into actionable ones. However, a purely quantitative approach proves insufficient for several reasons, including the risk of “metrics shopping” and the protection of fundamental rights. Consequently, the paper proposes a hybrid approach to risk management that integrates quantitative metrics with qualitative safeguards. Furthermore, in addressing the challenge of hindsight and outcome biases in ex-post enforcement, the analysis recommends applying the Business Judgment Rule (BJR) logic from corporate law. By limiting the standard of review to the quality of ex ante decision-making, this framework can be applied more widely to the management of AI risks.
This study investigates a hybrid variable annuity (VA) contract that combines guaranteed minimum accumulation benefit (GMAB) and guaranteed minimum death benefit (GMDB) riders, with the added flexibility for policyholders to surrender prior to maturity. The contract guarantees the return of premiums or a greater rolled-up value at either maturity or death. We propose a novel two-account structure: an investment account tied to the underlying fund, from which management fees are deducted, and a separate cash account for the deduction of insurance fees for funding the GMAB and GMDB riders. This design generalizes the conventional single-account model by decoupling fee sources. From the policyholder’s perspective, we derive actuarially fair insurance charges and show that the two-account framework delivers substantially lower guarantee fees compared to the classical design, improves contract characteristics by reducing the effective moneyness of embedded guarantees, thereby discouraging early surrenders and mitigating mortality risk mispricing. Furthermore, we show that bundling survival and death benefits results in higher fair fees than the sum of standalone riders, thereby enhancing the product’s appeal to insurers. The analysis also incorporates taxation considerations up to a predefined preservation age, reflecting regulatory and practical product design constraints.
The six types of decision problem for which decision modelling is appropriate are previewed, each illustrated with a real case study. A key discriminator is whether the problem is mainly about multiple objectives, or uncertainty, or a mixture of both.
Event trees show decisions to take now that can mitigate subsequent unfavourable events defining the risk of a situation, whereas fault trees assume an unfavourable event has occurred, with decisions to be taken that reduce the undesirable consequences and their likelihood of occurring if a fault occurs in a complex system. Two case studies provide examples. Scenario analysis provides a way to understand deep uncertainty.
Focusing on the principles of physiological interpretation of CTG, this new edition promotes an evidence-based approach to interpreting fetal heart rate changes. Traditional classification systems are arbitrary and associated with increased caesarean sections without improvements in perinatal outcomes. Guiding the reader in the use of novel tools to help eliminate avoidable, intrapartum-related fetal hypoxic-ischaemic brain injuries and their long term consequences such as cerebral palsy and learning difficulties, this book moves away from traditional, illogical classification systems. Topics such as non-hypoxic causes of fetal brain injury, types of intrapartum hypoxia, and medico-legal issues are clearly explained, and new chapters on human factors in CTG interpretation and the development of new technologies that can reduce human errors are included. Methods discussed comply with the International Expert Consensus Statement on Physiological Interpretation of CTG (October 2024), authored by over 50 CTG experts from over 20 countries.
Edited by
Liz McDonald, East London NHS Foundation Trust,Roch Cantwell, Perinatal Mental Health Service and West of Scotland Mother & Baby Unit,Ian Jones, Cardiff University
Difficult lessons from the Confidential Enquiries into Maternal Deaths remind us that thorough clinical assessment, detailed mental state examination and an appreciation of the dynamic nature of risk and its management are central to the effective treatment of women with perinatal mental illness. This is underpinned by the establishment of a trusting, respectful and honest relationship with the woman, which sees her as a partner in decision-making, and a detailed knowledge of the distinctive presentations and risks associated with illness in pregnancy and after childbirth, and its consequences for the woman and her infant.
Edited by
Liz McDonald, East London NHS Foundation Trust,Roch Cantwell, Perinatal Mental Health Service and West of Scotland Mother & Baby Unit,Ian Jones, Cardiff University
Suicide remains a leading cause of maternal death in the UK and in other high-income countries. While there are clear risks in severe mental disorder, those who die have experienced a range of mental illnesses and often come from more deprived communities. The Confidential Enquiries highlight the distinctive patterns of occurrence and progression in perinatal mental illness and the need for improvements in clinical evaluation of risk, effective risk management and the availability of high-quality perinatal mental healthcare as important factors in helping reduce progression to suicide.